Fiduciary Investment Advisory Services in O'Fallon, MO
Renaud & Company, LLC is an SEC-registered investment adviser at 2112 Bryan Valley Commercial Drive in O'Fallon, Missouri. Since 1998, we've worked with individuals, families, retirees and business owners in O'Fallon, St. Charles County and the greater St. Louis area.
What "fiduciary" means here
We are fiduciaries. When we give investment advice, we must act in your best interest, avoid putting our interests ahead of yours, and disclose material conflicts of interest. Our Form ADV Part 2A brochure and our Form CRS (Client Relationship Summary) explain how we are paid, including any commissions, and the conflicts that may create. Please read both before you decide to work with us. We're glad to walk you through them.
How we may help
- Retirement income planning: when to draw from which accounts, Social Security timing, and required minimum distributions
- Investment management built around your goals, time horizon and risk tolerance
- Financial planning, including cash flow, education funding and insurance needs
- Reviewing 401(k) rollover options, including the costs and trade-offs of keeping, moving or rolling over a plan
- Estate planning coordination with your attorney
- Medicare premium (IRMAA) awareness as part of retirement income planning
Working with your tax professional
Some of our clients also use Renaud Tax & Accounting LLC, which shares our O'Fallon office. It is a separate tax and accounting firm, with its own engagement and fees. With your written permission, your advisor and your tax professional can share information so your investment and tax decisions are coordinated. You're never required to use both firms, and you're welcome to work with any tax professional you choose. Renaud & Company, LLC does not provide tax or legal advice.
What to expect at a first meeting
We'll listen first. We'll talk through your goals and current accounts, explain the services we offer and what they cost, and answer your questions. There's no obligation to engage us.
Schedule a meeting
Call (636) 240-5055 or use our contact form. Office hours: Monday–Thursday 8:00 AM–4:30 PM, Friday 8:00 AM–3:00 PM.
Renaud & Company, LLC is an SEC-registered investment adviser. Renaud Tax & Accounting LLC is a separate tax and accounting firm. Advisory and tax services are offered under separate engagements and separate fees. Registration with the SEC does not imply a certain level of skill or training.